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The Importance of Health Insurance in Today’s World

In today’s fast-paced world, health has become one of the most valuable assets a person can have. Unfortunately, medical emergencies often come without warning and can lead to heavy financial burdens. This is where health insurance plays a vital role. It acts as a financial safety net, helping individuals and families cover medical expenses and access quality healthcare without stress.

What Is Health Insurance?

Health insurance is an agreement between an individual and an insurance company. In exchange for regular premium payments, the insurer agrees to cover part or all of the insured person’s medical costs. Depending on the plan, it may cover doctor visits, hospital stays, surgeries, prescription drugs, and preventive care. Health insurance ensures that people get the care they need without worrying about massive bills.